How are the principles of mortgage lending?

Bankers meet the head of every "penny" to the shareholders and depositors. And to wonder of its part of the body not to risk it, all the activities they are building on 5 basic principles. The main principle - Pay. Took out a bank loan, are using them, be kind to pay interest. It is necessary to stipulate that this rule does not apply to Islamic banks, where the norms of religion is forbidden to profit from the troubles of one's neighbor. Are there any loans charities. Time and in the case next comes the principle of the loan maturity. Whatever happens on the planet, the customer must pay a predetermined period of the loan. For violation of these terms are the sanctions in the form of fines or penalties. The third principle of proper use of credit implies a duty to send the money to purchase the mortgaged property, ie loan can not spend on a new car, computer, or any products for the home. Employees of the bank's check it out. Insurance to insure themselves, the bankers used the principle of the loan - are looking to whether the borrower's property which he may give the bank the money together. In the mortgage loans will be the key to real estate (mostly flat, house or land). Well, the last loan repayment. The borrower must return the entire debt at a particular time and without problems.